Cannabists (Med/Rec)
Life Insurance for Cannabists
A majority of insurance companies discriminate against recreational cannabis, auto-declining all applications. Most companies stigmatize medical marijuana too.
However, the industry is slowly changing as more companies are doing the research, and more states are legalizing cannabis. We are at the forefront of providing life insurance, Arizona being one of those states with state approved medical and recreational cannabis.
Most people are unaware that they are even eligible for life insurance because they use marijuana medically or for recreation. Our goal is to help those families get access to affordable life insurance benefits that would financially protect their families. That's where we come into serving our clients; known affectionately as Cannabists. We advocate for you, your family & friends getting affordable protection put into place- without any judgement.
how Much does Life Insurance Cost for Cannabists?
It all Depends on You!
Insurance Carrier generally treat cannabis on a case-by-case basis, sort of like pre-existing conditions, where everything depends on if it's compounded with something else impacts your eligibility rating. Honestly, every case is different because, every client is different.
When an Insurance Underwriter looks at your application, they will usually consider:
- How long you’ve been using marijuana (when, why, etc.)
- Your overall health history (if compounded affects rating)
- Medical vs Recreational (frequency, quantity, etc.)
This means that if you’re approved for life insurance coverage, you may have higher premiums than someone without any health issues. On the other hand, you might be surprised that it’s more affordable than you think. Here's a tip for us going forward.
Be honest about your cannabis usage. Many factors go into determining approval and withholding information about anything could lead to your coverage being declined. Honesty is the best policy when shopping for life insurance. Schedule an appointment.
We’ve made insurance more accessible for people using Cannabist in Everyday Life
And more affordable, too. It’s part of our ongoing commitment to improve the overall well-being of Americans and their communities. Our products help to provide quick coverage with fewer barriers for people living a dank lifestyle. We’re here to talk about your life insurance options. Schedule an appointment for coverage that best suits your needs.
How Much Life Insurance Do You Really Need?
Let's find out together. We are committed to helping you find insurance solutions that not only meets your goals, but also your needs and your bottom line. While we represent the top A+ Rated Insurance Carriers in the United States; however, we work for you and your loved ones, to get your family covered from head to toe without it costing an arm & a leg.
How Much Life Insurance Do You Need?
Let's find out together. We are committed to helping you find insurance solutions that not only meets your goals, but also your needs and your bottom line. While we represent the top A+ Rated Insurance Carriers in the United States; however, we work for you and your loved ones, to get your family covered from head to toe without it costing an arm & a leg.
We give our clients a general base line "ball park" starting with a policy of $100,000K budgeting a cost of $85 monthly (adjusting up or down if necessary) depending on your monthly budget, family estate plan, and desired outcomes for each life insurance policy. Schedule an appointment to speak with our field underwriter and protect your legacy.
