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  • Accidental Death
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  • Simplified Life Insurance
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  • Resetting Your Life
  • Safe-Money Retirement
  • SmartStart
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Life Family Legacy
Home
About
ACTIVATION
  • Nutrigenomics
ASSURANCE
  • Accidental Death
  • Critical Illness
  • Diabetes
  • Debt-Free Life
  • Simplified Life Insurance
  • Final Expense
  • Mortgage Protection
  • Resetting Your Life
  • Safe-Money Retirement
  • SmartStart
SYMMETRY
Events
More
  • Home
  • About
  • ACTIVATION
    • Nutrigenomics
  • ASSURANCE
    • Accidental Death
    • Critical Illness
    • Diabetes
    • Debt-Free Life
    • Simplified Life Insurance
    • Final Expense
    • Mortgage Protection
    • Resetting Your Life
    • Safe-Money Retirement
    • SmartStart
  • SYMMETRY
  • Events

  • Home
  • About
  • ACTIVATION
    • Nutrigenomics
  • ASSURANCE
    • Accidental Death
    • Critical Illness
    • Diabetes
    • Debt-Free Life
    • Simplified Life Insurance
    • Final Expense
    • Mortgage Protection
    • Resetting Your Life
    • Safe-Money Retirement
    • SmartStart
  • SYMMETRY
  • Events

Simplified Life Insurance

We Offer Simplified, Non-Medical, State Approved Programs

Meet with One of Our Agency Field Underwriters

Debt Free Life is an insurance solution that builds a cash value over time. As your cash value grows, you can eliminate all your debt incrementally and save the balance for retirement – without spending any additional money. With Debt Free Life, you can create a long-lasting legacy for your family by achieving financial freedom and retiring with tax-favored income.  Our proven method has helped thousands of families get on track to financial freedom while building a legacy with real retirement savings. If you could payoff your debt and save for retirement, would you want to? 

A 15 Minute phone call could save you thousands or more in fees and build your financial future. Schedule an appointment today! 

How to Get Started

STEP 1:  Schedule an appointment with a Debt Free Life consultant either in-person or over a video consultation.


STEP 2: Your consultant will guide you through a financial worksheet, highlighting areas of opportunity for increased cash flow.


STEP 3: Eliminate your debt with the guidance of your consultant using the proven Debt Free Life solution.


Schedule an Appointment

We Offer Affordable Life Assurance Plans products + Programs

The Reset Your Life Program

Santiago Life Group's greatest goal is to server your family and leave them better than when we first met. From our first phone call to whenever I have the honor of delivering a policy check to your beneficiary, we want you to forever know that we are on your side and in your corner. We are your Forever Family, and we exist to help you create a long-lasting legacy for your family by achieving financial freedom and retiring with tax-favored income.  Our proven method has helped thousands of families get on track to financial freedom while building a legacy with real retirement savings. If you could payoff your debt and save for retirement, would you want to? You've carried the weight of debt around for too long. Let's schedule a time to talk in the near future, in hopes that our team of subject matter experts can help you exhale with joy, hope, and peace of mind knowing you'll be OK! 

Explore Resetting Your Life

Life Insurance with Living Benefits

Term life insurance is considered the most affordable type of life insurance. Coverage is set for a fixed period of time that you choose, anywhere from 10 to 30 years, depending on your age and health. Many term life plans can be purchased without the need for a physical exam. We offer several term life options; including living benefits and return of premium options so that the coverage you select best matches your current and future needs of your private family estate. 

Learn More about Life Insurance

Life Insurance for Diabetics

Living with Diabetes Shouldn't Mean Living Without Protection. Whether you are managing Type 1 Diabetes, Type 2 Diabetes, taking Insulin, prescribed medication, or have been told "you may not qualify" before - there may still be options available to help protect your family, your home, and your future. Youve worked hard for what matters. Your protection strategy should work just as hard for you. That's why we look forward to connecting with you in the near future.

Explore Options for Diabetics

Final Expense Insurance

Final expenses are costs that arise at the time of a person’s death, including burial costs and medical expenses. Final Expense is a whole life insurance policy designed to pay off these expenses upon death and enables families to properly grieve their loved ones without the burden of large debts or unplanned costs. Don't let your loved ones inherit financial chaos on top of grief and loss, schedule a time for us to connect and let's talk about your concerns and possible solutions for putting somthing in place that will give you hope, peace of mind, and the protection you really need.

Explore Final Expense Solutions

Accidental Death Insurance

Final expenses are costs that arise at the time of a person’s death, including burial costs and medical expenses. Final Expense is a whole life insurance policy designed to pay off these expenses upon death and enables families to properly grieve their loved ones without the burden of large debts or unplanned costs. Don't let your loved ones inherit financial chaos on top of grief and loss, schedule a time for us to connect and let's talk about your concerns and possible solutions for putting something in place that will give you hope, peace of mind, and the protection you really need.

Learn More About Accidental Death

Debt-Free Life Program

Final expenses are costs that arise at the time of a person’s death, including burial costs and medical expenses. Final Expense is a whole life insurance policy designed to pay off these expenses upon death and enables families to properly grieve their loved ones without the burden of large debts or unplanned costs. Don't let your loved ones inherit financial chaos on top of grief and loss, schedule a time for us to connect and let's talk about your concerns and possible solutions for putting somthing in place that will give you hope, peace of mind, and the protection you really need.

Explore the Debt-Free Life Program

Juvenile "Smart Start" Insurance

Our Juveniles "SmartStart" life insurance program provides life insurance coverage for your child, coupled with a cash value savings component, which is certainly a smart start.  Some insurance organizations and professionals are simply trying to sell you proprietary insurance products to earn commissions. We don’t believe there are any one-size-fits-all solutions, and we don’t sell our own products. Instead, we take the time to understand your financial situation, your goals for the future and your budget to help you find a policy that is a perfect fit. There are no medical exams, fluids, or nurse visits required to get your children affordable coverage and you the peace of mind you desire.

Learn More About Smart Start

Mortgage Protection Insurance “Home Equity”

A home mortgage is typically any American family’s biggest investment and their largest monthly expense. Mortgage protection insurance is more than just a safeguard, it’s an investment into your family’s future. With the proper coverage, you can rest easy knowing your family will never lose their home, even if an unthinkable tragedy should occur. We will make the mortgage payments for a critical period of time (6, 12, 18, 24, 36 Months) to ensure you have time to grieve properly, protect the equity in the property, and secure the asset within the estate - within the family trust, avoiding probate. Give your family the gift of Security & Financial Peace of Mind for their Future when they'll have to learn to do live without you - allowing them to celebrate your life, family and legacy forever! 

Learn More Equity Protection

Debt-Free Life & Safe-Money Retirement Solutions

Planning for retirement, whether that’s five years away or 25 years down the road, is something each of us needs to consider. Making smart choices about how much money you save, and what retirement planning savings vehicles you use, can mean the difference between having the income you need in retirement to live the lifestyle you want, or struggling financially. 

Schedule an Appointment

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