Solutions for Diabetics
Affordable Assurance for People Living with Diabetes
***We Offer Day One Coverage for Insulin-Dependent Diabetics Up to $50,000***
Did you know that there are overe 38 million Americans that have Diabetes. Chances are, some of them are your loved ones. We believer that living with diabetes shouldn't mean living without protection. We offer our clients living with Type 1 or Type 2 Diabetes (Whether Insulin dependent, oral pills, or nothing) we offer special programs to serve and protect families with affordable, simplified life insurance.
Whether you are managing Type 1 Diabetes, Type 2 Diabetes, taking Insulin, prescribed medication, or have been told "you may not qualify" before - there may still be options available to help protect your family, your home equity, your financial assets and your future of your family estate. You've worked hard for what matters. Your protection strategy should work just as hard for you.
That's why we offer WHOLE LIFE Option: Express Issue Deluxe Whole Life; Issue Ages 20-80, Face amounts: $5,000 - $50,000 as well as a TERM LIFE Option: Simple Term 20 Deluxe, Issue Ages 20-60, Face Amounts: $25,000 - $50,00. Premiums that are level and guaranteed, no medical exams, bodily fluids testing, or physician statements. You'll be considered, even if you've been declined by another carrier. Reach out and let us know that you're interested and we'll help you get protection in place. Our Agency offers FREE Underwriting Services to get your Family Protected.
We are available to connect with you by appointment only. Please select a date and time that works for you in the near future for us to connect. We look forward to helping you and your family.
Protection Solutions for:
- Type 1 Diabetes
- Type 2 Diabetes
- Insulin Users
- Oral Medication Management
- Families Seeking Living Benefits
- & Permanent Protection
Why Our Specialized Guidance Matters
So Many People Living with Diabetes Assume:
- "I'll be declined."
- "It's too expensive!"
- "Beauase I take Insuline, I won't qualify."
- "Nobody will approve me."
That's not always the case. Depending on your health profile, medications, lifestyle, and overall management plan, there may be simplifed life insurance options available - designed to help individuals with diabetes obtain meaningful coverage. We help our clients navigate options thoughtfully, honestly, and strategically.
Not All Life Insurance Carriers View Diabetes the Same Way
Factors that may influence eligibility and pricing can include:
- Type of Diabetes
- Age at Diagnosis
- Medication & Treatment History
- A1C Management
- Smoking/Nicotine Use
- Lifestyle & Health History
- Complications or CoMorbid Conditions
- Recent Medical Events or Hospitalizations
Choosing the wrong path can lead you to frustrations, delays, and unnecessary declines. Our Field Underwriters are here to help you get qualified and protected. For many families managing diabetes, protection isn't only about what happens someday. It's about protecting what matters today.
Our Approach. Listen first. No pressure, no confusion, just honest conversations. We work for you and not the carriers, and will explore available solutions based on your health profile, goals, and carrier considerations. We are here to help you protect what matters most: family, home, income, equity, assets, and the estate. Speak with one of our licensed agents in the near future.
How Can We Help You and Your Family?
