Diabetics (A1C)

We serve every client living with diabetes personalizing the process for getting coverage; looking at a compilation of diagnosis dates, treatment plans, and Rx medications all on a  case-by-case basis. Like any other pre-existing conditions, everything depends on if your diabetes is compounded with insulin, pills, and/or some other condition that impacts your risk rating and eligibility. Truly, every case is different. 

This means we advocate for you; there is a possibility that if you are approved for coverage, you may have higher life insurance premiums, than someone without any health issues. 

On the other hand, you might be surprised that it’s more affordable than you think. So here’s a tip for your application: be honest about your diabetes, your treatment plan, medications, and your management of it all. 

Many  factors go into determining approval and withholding information about anything could lead to your coverage being declined. Honesty is the best policy when shopping for life insurance if you're actively living with diabetes.